Working Capital Solutions
Liquidity When You Need It Most
Power Your Operations with On-Demand Liquidity
Keep Your Business Moving with On-Demand Capital.Cash flow gaps and unexpected expenses can throw off operations, but the right financing puts you back in control. Our Working Capital Solutions provide rapid funding for payroll, inventory, and operational expenses. Stay flexible, cover short-term costs, and keep business running smoothly—without delays, unnecessary hurdles, or waiting on slow customer payments.
Our Working
Capital Solutions
Our Working Capital Solutions are designed for businesses needing quick access to funds. Whether dealing with seasonal fluctuations, securing a new contract, or handling daily expenses, this financing solution keeps your operations moving. With flexible terms and fast approvals, you get the working capital needed to maintain stability and pursue growth opportunities without disruption.
What It Is
Managing Cash Flow with Ease
This approach gives you the flexibility to manage daily expenses and seize time-sensitive opportunities.
Rapid Access to Cash
Our Working Capital Solutions provide fast funding, allowing you to address immediate financial needs and maintain smooth operations without delay.
Coverage for Everyday Business Expenses
These capital solutions are designed to cover routine expenses—such as payroll, inventory, and other operational costs—making sure your business can handle day-to-day financial demands.
Bridging Short-Term Cash Flow Gaps
They offer a practical solution for temporary liquidity shortages, helping you navigate seasonal fluctuations and unexpected challenges with ease.
Who They’re Best For
Working Capital Solutions are best for businesses that need fast liquidity to manage everyday operations and cover short-term business expenses. They work well for companies looking to bridge cash flow gaps, secure funds for payroll and inventory, or capitalize on time-sensitive opportunities. If you are an established business with a proven revenue stream but face occasional liquidity challenges, these capital solutions can support your efforts to maintain operational stability.
Who Benefits Most?
- Established businesses with proven revenue streams.
- Companies facing occasional liquidity challenges.
- Businesses seeking a fast and flexible funding solution.
- Companies needing to cover unexpected expenses.
- Businesses looking to manage seasonal fluctuations.
Why Choose Our
Working Capital Solutions
Our team’s expertise sets us apart
Expert Team
Our experienced professionals guide you through every step.
Speed
We deliver funding within 48 hours, keeping your operations agile.
Tailored Solutions
We customize financing to match your unique cash flow needs.
Key Features of Our Working Capital Solutions
Built for Success
Our Working Capital Solutions are designed to keep businesses running smoothly by providing immediate access to short-term financing. Whether you need to cover payroll, inventory, or unexpected expenses, these capital solutions offer a fast and flexible solution for managing cash flow.
$50K–$2M in funding
Cover short-term expenses and operational costs.
Funds available within 48 hours
Get fast access to working capital when needed.
No prepayment penalties
Repay early without extra fees.
Flexible repayment structures
Manage cash flow effectively with tailored repayment options.
The Loan Application Process
We Make the Working Capital Loan Process Easy
Applying for a Working Capital Loan with First Turn Capital is straightforward. Our streamlined application process minimizes hassle and speeds up approval, so you can get back to business as usual.
Initial Consultation
Start with a brief consultation to identify your working capital needs and the best structure for your business goals.Document Collection
Submit key documents such as financial statements, cash flow reports, and business performance data for review.Underwriting Review
Our underwriting team evaluates your credit profile, liquidity position, and short-term financing needs to determine loan terms.Loan Offer & Terms
We provide a customized loan offer tailored to your operational requirements, with transparent terms and repayment options.Fast Funding
Upon acceptance, funds are typically released within 24–48 hours—giving your business the capital it needs to move forward.
Required Documents Checklist
To get started with your Working Capital Loan application, please have the following documents ready:
- Last 3 years of business tax returns
- YTD financial statements (P&L and balance sheet)
- Customer concentration report
- Revenue by product/service line
- Org chart or leadership structure
- Brief description of key operations
Partnering in Your
Financial Growth Journey
At First Turn Capital, we treat your business as if it were our own. We are dedicated to providing financing solutions that keep your operations running smoothly. Our friendly, knowledgeable team offers personalized service and clear communication at every step—from application to funding. We work hard to secure the working capital you need so you can focus on driving growth and achieving your business goals.
Solve Cash Flow Gaps Fast
Cover everyday expenses, manage cash flow, and seize new opportunities with flexible working capital solutions from First Turn Capital.
Secure Your Working Capital Loan Today!Frequently Asked Questions
Working Capital Solutions FAQs:
Your Questions Answered
What is the purpose of a Working Capital Loan?
Working Capital Solutions provide fast cash to cover everyday business expenses like payroll, inventory, and other short-term business expenses. They are designed to deliver immediate business capital, making them ideal for small business owners who need short-term capital solutions to keep operations running smoothly.
Who benefits most from Working Capital Solutions?
For-profit businesses facing liquidity challenges benefit most from these capital solutions. Small business owners and companies that rely on a business bank account for daily transactions use these capital solutions to cover unexpected costs and routine expenses—offering a flexible alternative to traditional business financing.
How quickly can I access funds?
Our process is designed for speed, with funding available within 48 hours after approval. This fast turnaround makes Working Capital Solutions a practical alternative to merchant cash advances or business credit cards when immediate financing is required.
What interest rates can I expect?
Interest rates on our Working Capital Solutions are competitive and tailored to your financial profile. We work to provide affordable rates comparable to those offered by lenders recognized by the Small Business Administration, helping reduce your overall borrowing costs.
Are there any prepayment penalties?
No, our Working Capital Solutions come with no prepayment penalties. This means you have the flexibility to repay early without incurring extra fees. Unlike some traditional small business capital solutions or business credit cards that charge additional fees for early repayment, our capital solutions allow you to pay off your balance ahead of schedule—helping you save on interest and reduce long-term financial obligations.
Can these capital solutions help secure bids on large contracts?
Yes, by providing immediate cash flow, these capital solutions empower you to bid confidently on large contracts. They supply the necessary business capital to cover short-term business expenses, helping you seize opportunities when they arise.
How does debt financing through working capital support growth?
Debt financing via Working Capital Solutions offers a short-term liquidity boost without altering your long-term capital structure. This approach lets you invest in new opportunities and manage everyday expenses effectively while preserving your ownership.
How does the credit approval process work?
We work closely with you to prepare documents and meet credit requirements set by our financial institution partners. Our streamlined approach ensures a fast credit approval process—helping you access business capital without unnecessary delays.
Is Your Business Ready for a Sale or Strategic Exit?
Why This 60 Second Form Is Worth Your Time
It’s the first step in exploring a potential M&A transaction with First Turn Capital.
- Uncover What’s Driving Your Valuation
- Spot Operational Gaps That Could Kill a Deal
- See If You’re Caught in the Owner’s Trap
- Understand What Buyers Are Really Looking For
Once you complete the form, a member of our senior M&A team will review it and follow up with a confidential, no-pressure call. We’ll walk through your responses, discuss timing, and share what today’s buyers are paying for, along with what they’re avoiding. Whether you're planning for the future or already entertaining offers, this is a smart place to start.
Stay Ahead with Insights Built for Business Owners
Start the Conversation With First Turn Capital
Thinking about a sale? Exploring growth capital? Planning for something in between? It starts with this form.
Give us 60 seconds, and we’ll help you make your next move with confidence.
Join hundreds of owners and executives who receive our monthly updates. We share practical insights on deal activity, valuation trends, and the strategies successful companies use to plan for a sale or partnership. It’s clear, focused content from advisors who understand both sides of the table.