Asset-Based Capital Solutions (ABL)
Flexible Financing for Growth & Expansion
Financing Your Future Through Asset-Based Capital Solutions
Asset-Based Capital Solutions That Unlock Hidden Value and Propel Your Business Forward.At First Turn Capital in Oklahoma, we understand that every business has unique financing needs. Our asset-based capital solutions offer flexible, competitive financing solutions by leveraging your tangible assets—such as inventory, equipment, receivables, and real estate—to provide the liquidity you need for growth and stability. With terms based on your asset strength rather than solely cash flow, our capital solutions empower you to expand without sacrificing equity.
Our Asset-Based Capital Solutions
Our asset-based capital solutions are designed for businesses that want to unlock the potential of their balance sheet. Whether you need to manage seasonal fluctuations, invest in new opportunities, or refinance high-cost debt, our capital solutions support your long-term success. We keep the financing process straightforward so you can concentrate on running your business.
What It Is
A Simple Way to Access
This financing option lets you put your business assets to work, giving you the liquidity needed to grow and expand.
Leverage Your Assets for Working Capital
Asset-based capital solutions allow businesses to secure financing using assets like inventory, accounts receivable, or equipment, making it an excellent option for asset-heavy industries.
Flexible Credit Limits
Your borrowing power adjusts based on the value of your assets, giving you access to more capital as your business grows.
Lower Interest Rates Than Unsecured Capital Solutions
Since the loan is backed by collateral, lenders often offer lower interest rates compared to unsecured financing options.
Who They’re Best For
Asset-based capital solutions are best for businesses with substantial tangible assets looking to optimize their balance sheet. They work well for companies seeking to:
Who Benefits Most?
- Unlock cash tied up in inventory or equipment.
- Refinance expensive debt with more favorable terms.
- Fund growth initiatives without diluting equity.
- Manage seasonal or fluctuating cash flows.
Why Choose Our
Asset-Based Capital Solutions
Our expertise and commitment set us apart
Expert Team
Local experts in Oklahoma who evaluate your assets with precision to streamline the process.
Speed
We close asset-based capital solutions faster than traditional financing methods, ensuring timely access to capital.
Tailored Service
Customized solutions that match your unique asset portfolio and business model.
Key Features of Our Asset-Based Capital Solutions
What Makes Our Asset-Based
Capital Solutions the Right Choice
Asset-Based Capital Solutions provide funding secured by business assets such as inventory, equipment, or receivables. These capital solutions offer flexible financing options that help businesses unlock capital while reducing reliance on credit history.
Borrow up to 80% of eligible asset value
Unlock capital from inventory, equipment, or receivables.
Funding secured by business assets
Reduce reliance on personal credit history.
48-hour approvals for accounts receivable financing
Access working capital quickly.
No financial covenants
Qualify without restrictive financial conditions.
The Loan Application Process
Your Guide to a Quick Asset-Based Loan Application
Applying for an asset-based loan with First Turn Capital in Oklahoma is simple. Our streamlined process reduces paperwork and speeds up approval so you can focus on driving your business forward.
Initial Consultation
We start with a detailed consultation to understand your capital needs and assess your available assets.
Document Submission
You provide financial statements and asset details. Our team helps gather everything needed for a smooth review.
Underwriting Review
We evaluate your asset base and structure a loan that aligns with your goals and liquidity needs.
Approval and Funding
Once approved, funding is released quickly so you can deploy capital where it's needed most.
Ongoing Access
As your assets grow, so does your borrowing capacity—making this a scalable solution for evolving businesses.
Required Documents Checklist
To get started with your asset-based loan application, please have the following documents ready:
- Business financial statements
- Asset inventories and valuations
- Business tax returns
- Business Plan
- Personal Financial Statement
- Debt Schedule
Your Assets, Your Growth Engine
At First Turn Capital in Oklahoma, we help you turn your business assets into working capital. Our Asset-Based Capital Solutions provide the flexibility to scale operations, invest in new opportunities, and strengthen your market position. With clear communication, personalized service, and strategic financing, we’re here to fuel your success.
Put Your Assets to Work
Leverage the value of your business assets to unlock flexible financing with First Turn Capital’s asset-based lending options.
Secure Your Asset-Based Loan TodayWhat is asset-based lending?
Asset-based lending is a financing method where a company uses its tangible and intangible assets—such as accounts receivable, physical assets, and intellectual property—as collateral to secure working capital. In practice, asset based lending work allows businesses to obtain funding based primarily on asset value rather than relying solely on the company’s cash flow.
What role does the asset-based lending team play in the process?
Our asset-based lending team examines substantial assets and evaluates various asset classes—both physical and intangible—to establish the borrowing base. Their expertise in asset based loan work is key to structuring a financing solution that fits your business needs.
How does asset-based financing work if my company's cash flow is irregular?
Asset-based financing relies primarily on the value of your collateral rather than on consistent cash flow. This approach makes it a practical option for businesses with seasonal or variable revenue, as the loan is determined by the worth of liquid assets like inventory and accounts receivable.
What types of asset classes are accepted for asset-backed lending?
A broad range of asset classes can be used, including equipment, real estate, inventory, accounts receivable, and intellectual property. Lenders assess these assets to build the borrowing base and determine how much additional capital can be accessed.
How is the maximum loan amount determined?
The maximum loan amount is calculated by reviewing your liquid assets and overall collateral, such as inventory and accounts receivable. This evaluation establishes your borrowing capacity, which is the key metric for determining the capital you can secure.
Are self-employed individuals eligible for asset-based financing?
Self-employed individuals can qualify for asset-based financing if they have sufficient collateral. The evaluation considers various asset classes, including physical assets and accounts receivable, to develop a viable borrowing base.
Can asset-based lending be used in a joint venture to secure additional funding?
Yes, asset-based lending can be incorporated into a joint venture where multiple parties contribute their assets as collateral. This approach can increase the overall borrowing base and provide access to more capital when loaning money.
Is Your Business Ready for a Sale or Strategic Exit?
Why This 60 Second Form Is Worth Your Time
It’s the first step in exploring a potential M&A transaction with First Turn Capital.
- Uncover What’s Driving Your Valuation
- Spot Operational Gaps That Could Kill a Deal
- See If You’re Caught in the Owner’s Trap
- Understand What Buyers Are Really Looking For
Once you complete the form, a member of our senior M&A team will review it and follow up with a confidential, no-pressure call. We’ll walk through your responses, discuss timing, and share what today’s buyers are paying for, along with what they’re avoiding. Whether you're planning for the future or already entertaining offers, this is a smart place to start.
Stay Ahead with Insights Built for Business Owners
Start the Conversation With First Turn Capital
Thinking about a sale? Exploring growth capital? Planning for something in between? It starts with this form.
Give us 60 seconds, and we’ll help you make your next move with confidence.
Join hundreds of owners and executives who receive our monthly updates. We share practical insights on deal activity, valuation trends, and the strategies successful companies use to plan for a sale or partnership. It’s clear, focused content from advisors who understand both sides of the table.