Structured & Debt Solutions
Tailored Capital for Stability & Growth
Smart Financing That Adapts
to Your Business Needs
to Your Business Needs
First Turn Capital provides organizations with stability, flexibility, and strategic growth through finance solutions. Our structured debt solutions help you stay ahead when acquiring, refinancing, or restructuring debt.
Tailored Financing for Complex Capital Needs
Businesses need financing that aligns with their unique financial goals. Our structured debt products provide customized funding options that help companies raise capital while managing risk effectively. With expert structuring and access to a range of financial lending instruments, we provide businesses with financing that fits their long-term growth strategies.
First Lien / Senior Secured Capital Solutions
Low-Risk Capital with Collateral-Backed Security
Priority Financing Backed by Collateral.
Get the funding you need to move forward with confidence.
What It Is
First Lien/Senior Secured Capital Solutions provide businesses with structured financing backed by collateral, offering lower interest rates and prioritized repayment for lenders. These capital solutions are a key part of structured debt solutions, ensuring borrowers receive competitive funding while protecting lenders with a first-position claim on assets. Ideal for companies seeking capital for growth, acquisitions, or operational stability without excessive financial risk.
Who They’re Best For
- Businesses seeking capital for acquisitions or large-scale expansion.
- Companies needing structured debt solutions with secured repayment terms.
- Organizations looking to refinance existing debt with lower interest rates.
- Enterprises with valuable assets that can be leveraged for funding.
- Medium- to large-sized businesses requiring long-term financing stability.
Key Features
- Loan amounts up to $50 million: Access significant capital for expansion and operational needs.
- Flexible repayment terms: Structured loan options based on business needs.
- Collateral-backed security: Lower risk for lenders, better rates for borrowers.
- Custom financing structures: Tailored solutions for growth, acquisitions, and refinancing.
Why Us
Our financing experts specialize in customizing structured debt solutions to fit your business goals.
Subordinated & Unsecured Debt
Strengthen Your Capital Stack with Subordinated Debt
Flexible Financing Without Asset Pledges.
Break through financial barriers and fuel your next stage of growth.
What It Is
Subordinated & Unsecured Debt provides businesses with access to capital without requiring collateral, making it a valuable financing option for companies looking to expand, restructure, or invest in growth initiatives. While subordinated debt ranks below senior debt in repayment priority, it offers greater flexibility and fewer restrictions on how funds can be used. This type of financing is ideal for companies seeking alternative funding solutions without tying up their assets.
Who They’re Best For
- Businesses needing growth capital without collateral.
- Companies looking for flexible financing with tailored repayment structures.
- Organizations seeking subordinated debt to support acquisitions or expansion.
- Enterprises with a strong financial track record but limited asset-backed security.
- Firms restructuring existing debt and needing additional working capital.
Key Features
- Loan amounts up to $25 million: Substantial funding without asset requirements.
- Funds in 48 hours.
- No prepayment penalties.
Why Us
We provide customized financing solutions designed to help businesses grow without asset constraints.
Why Choose First Turn Capital for Structured Debt Solutions?
Helping You Secure the Right Capital, the Right Way
Built by
Business OwnersWe specialize in complex financial instruments, ensuring your structured debt financing is aligned with your business goals.
Fast & Flexible
FinancingWhether you need a collateralized loan obligation or unsecured funding, we structure capital solutions to fit your timeline.
Trusted by
Businesses NationwideCompanies across various industries rely on our expertise in corporate finance and business financing solutions.
How do subordinated & unsecured debt differ from first lien capital solutions?
Subordinated and unsecured debt ranks below collateralized debt obligations, such as first lien capital solutions, in repayment priority. If a borrower defaults, senior secured lenders are repaid first, while subordinated debt holders receive payment only after higher-priority obligations have been met. Unsecured debt offers greater flexibility but typically comes with higher interest rates.
Are subordinated & unsecured debt considered high-risk financing?
Yes, subordinated and unsecured debt carry higher risk levels because they lack collateral backing. However, they provide businesses with greater flexibility in fund usage, making them a strategic financing option for companies that need capital without pledging assets. Some lenders may utilize structured finance instruments to manage risk effectively.
What types of businesses benefit from subordinated & unsecured debt?
Companies with strong financials but limited tangible assets benefit most. This financing is useful for businesses seeking growth capital, acquisitions, or restructuring debt without using physical collateral. It is often included as part of structured finance products that provide businesses with non-traditional financing solutions.
How do subordinated capital solutions compare to collateralized bond obligations?
Unlike collateralized bond obligations, which bundle debt into marketable securities backed by specific assets, subordinated capital solutions do not require collateral. This makes them a more flexible but higher-risk financing option for businesses needing capital.
Can mortgage-backed securities be part of structured debt solutions?
Yes, some structured debt solutions include mortgage-backed securities, particularly when businesses use commercial real estate as part of their financing strategy. However, subordinated and unsecured debt does not rely on real estate assets for approval.
What role does credit enhancement play in structured debt?
Credit enhancement is sometimes used to improve the creditworthiness of structured finance products. While unsecured capital solutions do not typically include such enhancements, some structured financing agreements may involve third-party guarantees or subordinated debt structuring to mitigate risk.
How do credit default swaps factor into structured debt?
In some cases, lenders use credit default swaps as a hedge against borrower risk. These financial instruments allow lenders to transfer the credit risk of structured debt to third parties, offering protection against potential defaults while still extending financing options.
What are the repayment terms for subordinated & unsecured debt?
Repayment terms vary based on the lender and borrower agreement. While these capital solutions have higher interest rates, they often come with customized repayment structures designed to fit business cash flow needs. Lenders evaluate underlying assets and overall financial health to structure repayment plans that align with borrower capacity.
How do financial assets impact unsecured loan approval?
Although unsecured capital solutions don’t require collateral, financial assets such as revenue history, profit margins, and business credit scores play a role in approval. Lenders assess these factors to determine eligibility and set interest rates accordingly.
Is Your Business Ready for a Sale or Strategic Exit?
Why This 60 Second Form Is Worth Your Time
It’s the first step in exploring a potential M&A transaction with First Turn Capital.
- Uncover What’s Driving Your Valuation
- Spot Operational Gaps That Could Kill a Deal
- See If You’re Caught in the Owner’s Trap
- Understand What Buyers Are Really Looking For
Once you complete the form, a member of our senior M&A team will review it and follow up with a confidential, no-pressure call. We’ll walk through your responses, discuss timing, and share what today’s buyers are paying for, along with what they’re avoiding. Whether you're planning for the future or already entertaining offers, this is a smart place to start.
Stay Ahead with Insights Built for Business Owners
Start the Conversation With First Turn Capital
Thinking about a sale? Exploring growth capital? Planning for something in between? It starts with this form.
Give us 60 seconds, and we’ll help you make your next move with confidence.
Join hundreds of owners and executives who receive our monthly updates. We share practical insights on deal activity, valuation trends, and the strategies successful companies use to plan for a sale or partnership. It’s clear, focused content from advisors who understand both sides of the table.